At The Miliare Group, financial professional Nathan Novosel-Lingat provides custom-tailored retirement strategies for clients in Honolulu, HI, all 50 states and Canada. Whether you’re years away from retiring or quickly approaching your golden years, the right strategy can help you enjoy a financially secure and fulfilling retirement. Call (507) 210-1576 today to schedule a personalized consultation and start planning for the retirement you deserve.
Planning for Retirement With Confidence
Preparing for retirement is one of the most important steps in your financial journey. The decisions you make today will directly affect your lifestyle, freedom, and peace of mind tomorrow. Nathan Novosel-Lingat takes a hands-on approach to retirement planning, helping clients create flexible, goal-driven strategies based on their income, expenses, assets, and timeline.
Whether you're starting from scratch or refining your existing plan, Nathan helps you:
- Set realistic and personalized retirement goals.
- Calculate how much you’ll need to save.
- Identify current savings gaps and future income opportunities.
- Align your retirement timeline with your financial capabilities.
Your retirement plan should grow and adapt as your life changes. Nathan provides regular reviews and strategic adjustments so your plan continues to meet your evolving needs.
Retirement Income Strategies That Work for You
A successful retirement strategy isn’t just about saving—it’s about turning your savings into reliable income that lasts. Nathan works with clients to identify the most effective tools for generating income throughout retirement, helping you maintain your standard of living while protecting against longevity risk.
Depending on your goals, Nathan may recommend
- Annuities—Reliable, long-term income streams that can last a lifetime
- Income diversification through investments and fixed-income products
- Strategies to minimize taxes on retirement withdrawals (in coordination with a tax professional)
Creating multiple income streams is one of the smartest ways to reduce risk and ensure long-term financial stability. Nathan builds every income plan with sustainability and flexibility in mind.
Adjusting Retirement Plans Through Every Life Stage
No matter where you are in life, it’s never too early—or too late—to build a strategy. Nathan provides guidance tailored to your stage of life:
- Early Career: Focus on building strong saving habits and taking advantage of compound interest.
- Mid-Career: Reevaluate goals, maximize contributions, and adjust for life changes like marriage, children, or a new home.
- Pre-Retirement: Analyze expected income, healthcare needs, and expenses to fine-tune your plan.
- Post-Retirement: Manage income, adjust withdrawal rates, and protect your nest egg from market fluctuations.
Every stage requires a slightly different approach, and Nathan ensures your strategy is always moving in the right direction.
Integrating Retirement Into Your Broader Financial Strategy
Retirement planning doesn’t happen in a vacuum. It’s part of your overall financial strategy. Nathan evaluates your retirement needs alongside your goals for family, business, education, or estate planning.
With The Miliare Group’s tools and resources, Nathan uses
- Financial Needs Analysis to assess where you are today
- Goal-setting strategies to define where you want to be
- Retirement modeling tools to visualize your long-term progress
The result is a strategy that reflects your full financial life—not just your age or income. It’s a big-picture approach that offers long-term value and peace of mind.
Retirement Planning for Business Owners and Entrepreneurs
If you’re a business owner, your retirement plan may need to account for different challenges—like how to exit your business, ensure income during transition, or structure benefits for employees. Nathan helps entrepreneurs and small business owners with:
- Retirement strategies tailored for owner-operators
- Business succession planning
- Executive benefit plans and compensation options
- Employee retirement plan implementation and management
Your business is likely your largest asset. Nathan will help you develop a strategy that protects its value while also preparing for your own financial independence.
Expert advice and service available now at (507) 210-1576.